Borrow with Wisdom

RupTally

RupTally keeps a dependable revolving credit line close at hand, with a simple application, quick assessment, and funds ready when a real need appears.

Every charge is presented before you confirm. Repay early without a penalty, and your limit returns as soon as repayment clears.

Approved Credit LimitINR 50,000
Fast decision
Choose your amount
Encrypted access
Limit restoration
0.065%Daily rate
365 daysMaximum usage
INR 3,000Starting range
Key Features

Designed For Clearer Credit Use

Six core controls keep your draw, cost, security, and available limit easy to understand.

01

Decisions in Minutes, Not Days

RupTally reviews your application as soon as it is submitted and returns a clear decision quickly, without queues or callback loops.

02

Your Amount, Your Choice

Select the exact figure you want within the approved limit, while keeping any unused balance available for later needs.

03

Complete Transparency, Zero Surprises

Draw amount, daily interest, and total repayment are displayed plainly before confirmation, with no hidden fees.

04

Settle Early, Save More

Interest is counted only while a balance remains outstanding, and early settlement carries zero penalty.

05

Security You Can Count On, Around the Clock

Storage, transmission, and account access are protected by enterprise-grade encryption and continuous monitoring.

06

Instant Limit Restoration

After your outstanding balance is repaid, the full approved limit is reinstated without a new application or repeated identity checks.

Credit Line Details

Numbers Kept In Plain View

After repayment, your approved credit line becomes available again immediately, subject to current account standing.

Credit Line RangeINR 3,000 – INR 50,000
Maximum Usage Periodup to 365 days
Daily Usage Rateup to 0.065%
Maximum APRup to 23.73%

Once you repay your outstanding balance, your credit limit resets automatically to the full approved amount and can be used again immediately, subject to your current account standing.

Cost Illustration

A Simple Daily-Rate Example

The example below is illustrative and shows how daily-rate interest can accumulate over a typical borrowing period.

INR 10,000Amount Drawn
×
0.065%Daily Rate
×
100 daysUsage Period
=
INR 650Interest
Total RepaymentINR 10,650

Interest is calculated daily on the outstanding balance. Drawing a smaller amount, repaying ahead of schedule, or making part-payments all reduce your final cost.

Eligibility Requirements

Three Checks Before Access

18 years of age

You must be at least 18 years of age and legally able to enter into a credit agreement under Indian law.

Valid government ID

A current ID issued by Indian authorities, such as Aadhaar, PAN, Passport, or equivalent, is required to verify identity.

Eligibility assessment

RupTally's quick, automated, and impartial review confirms whether your profile meets our credit standards.

Customer Support

From your first application through final repayment, our team is available to help with product questions and account guidance.